By P. K. Ray
This e-book, which bargains comprehensively with agricultural assurance, is the second one version of a ebook that used to be released in 1967. The e-book first offers with the character of agricultural hazards and their insurability. the second one half describes the rules and practices of the most different types of coverage at present utilized to agriculture in several international locations. The 3rd and final half is a severe exam of the applicability of the thoughts of crop and farm animals assurance up to now advanced in constructed nations to constructing international locations, and in addition the probabilities of foreign reinsurance of nationwide crop coverage structures.
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Additional resources for Agricultural Insurance. Theory and Practice and Application to Developing Countries
Classification of agricultural risks (the classification is illustrative only, not exhaustive). occurrence of such injury in connection with his farm machinery, livestock and even his buildings. Such liability risks of farmers have increased considerably in recent years, especially in the technologically more advanced countries of Europe and North America, first, because of an increase in machine-caused accidental injuries on farms and highways as a result of extensive use of machinery and motorized transport on and off the farm, and, second, because of extension of laws regarding liability requiring a wrong-doer to pay for damages caused by his acts of commission or omission.
95. Willet, A. , 1901), p. 91. 3 Cf. Young, F. , Insurance, 3rd ed. (Pitman, 1920), pp. 24-25. 2 20 21 Insurability of Agricultural Risks 0 50 Probability 100 Fig. 4. Probability-uncertainty curve. e. the probability-uncertainty is half; although, considering the risks in the aggregate, insurance is best suited to situations where the probability of loss is very small while the amount at risk is large. Thus, the second important point in insurance is that the uncertainty is to a large extent eliminated through combination of a large number of similar risks (that is, similarly exposed individuals).
To render all fires impossible would be quite uneconomic" (J. Roy. Statist. Soc, London, 111, Part II, 1948) p. 130. 3 Willet, A. , 1901) p. 91. Different Ways of Meeting Agricultural Risks 19 common law liability to employees, accumulated risks of fire and the risks arising from infectious or contagious diseases to a farmer owning or operating a large herd. When a farmer thus insures himself either through accumulation of funds or by operating on a large scale, it may be called self-insurance or latent insurance.
Agricultural Insurance. Theory and Practice and Application to Developing Countries by P. K. Ray